Please note for additional security, 3D secure has been implemented on all Howler accounts.


Herewith are the details on 3D secure and how to activate this service on your South African Credit Cards (VISA and Master Card).


What is 3D Secure?


· It is also called Verified by Visa, MasterCard SecureCode or Amex Safekey

· It is an authentication service that allows only the cardholder to use the card

· It allows you to enter your previously selected PIN/Password or a One Time PIN therefore helping your bank to know it is you shopping online

· It provides additional focus on the safety of e-commerce transactions

 

How do I enroll for 3D Secure?


Your bank may have already registered you for the service, or you may be required to register during your next online purchase.


ABSA, Nedbank, Standard Bank, First National Bank and Investec have pre-enrolled all Visa and MasterCard credit card clients for 3D Secure. All that you need to do is activate your card once. You can do so now by clicking on the link to your bank in the below section, or you will be invited to do it at a later stage when conducting an online purchase.


 ABSA

 Nedbank

 Standard Bank


First National Bank

Log on to your FNB Online Banking profile and follow these prompts:


· Select the “My Bank Accounts” tab

· Select the “My Cards” sub tab

· Click on “Activate Now” in the “Verified by Visa” column for the card that you would like to activate

· Capture the relevant details

· You will be sent a OTP to your mobile phone which you will then need to enter on your online banking profile

· Once done, your card will be activated for 3D Secure online banking.


Investec

· Please use your credit card pin when prompted to submit the one-time password (OTP)


Cards not supported by 3D secure South Africa

- American Express

- Diners Club Cards